Should I Purchase Travel Insurance? Travel Tips

This is one of those age-old questions with no definitive answer. It’s estimated that 30 percent of Americans purchase travel insurance, which is a drastic increase since 9/11, when less than 10 percent of travelers were insured.

If you’re flying on a $150 ticket to see Aunt Irma in Wisconsin, you probably don’t need travel insurance. But on a trip such as yours, travel insurance can come in handy if something unexpectedly disrupts your trip. Your first step is to compare the cost of the trip versus the cost of the policy.

The most common situations when travel insurance comes in handy are:

• Your flight is canceled
• Your passport and wallet are stolen
• You require medical treatment while abroad
• You need to cancel your trip due to illness
• An unexpected hurricane hits your destination
• Your airline/cruise line/tour company go bankrupt

Reasons NOT to purchase travel insurance are:

• You’re afraid of terrorism
• A hurricane is going to hit your destination (this applies if the storm has already been named by the National Weather Service)
• Your pet is ill
• Your flight is delayed for so long that you want to cancel

One major caveat: Never purchase travel insurance from the same tour operator or cruise line with which you’re traveling. If that company goes out of business, there may not be money to cover your claim. Use a third-party provider (that includes travel agents).

Also, don’t forget about medical insurance. Even if you are covered for basic emergency care overseas, in almost all cases, your current health insurance does NOT cover you to evacuate you and fly you back to the U.S. Something called “Medical Evacuation and Repatriation” insurance comes in handy here. You pay a yearly fee, and if you get sick or injured overseas, the policy will get you treated, stabilized and flown back to the U.S. to the hospital of your choice, not theirs. There are a number of good companies that provide this type of plan, such as MedJet Assist.

Change Your Tone

The world of PR is benefiting from dramatic changes in the way media coverage is being delivered electronically to your computer desktop or PDA of choice. Perhaps the nuisance of ink on your fingers is being replaced by a bad case of “BlackBerry thumb” — but nevertheless getting your media coverage electronically has never been easier or more mobile.

These changes now drive the development of new tools from content providers, and new software programs to help better manage and analyze media coverage. The automation occurring at the database level and through the real-time delivery of organizational news, to internal and external stakeholders, is now almost taken for granted. And the holy grail of PR — to automate media analysis and measurement — is already under way; but where should software stop to make way for human analysis?.

Media analysis programs can save countless hours quantifying and sorting media coverage in an unlimited number of ways, including by circulation, region, ad equivalency, company programs and services, and competitive brands. However, do you really want a computer program qualifying how each story affects your organization? It’s a gamble with little upside.

Just Say No
The automation of tone and sentiment has already been incorporated into some software programs, but how accurate can it be? Every story, across every medium, will have a dramatically different meaning or impact for various organizations and their stakeholders. Behind the news emerge both winner and losers.

For instance, if a negative story breaks about a strike at one bottling plant it will be a boon for its competitors. The ability to determine which companies are negatively affected by the news is very limited. Furthermore, understanding the actual tone or possible ongoing bias of the reporter on an issue is impossible to automate. News is as much about delivering the facts, as it is provoking a reaction or emotion from the reader. Media analysis solutions can certainly help decipher the facts, but the rest should be left to a team of communications professionals.

Too Subjective?
The argument against toning media coverage has often been it is too subjective — if the news can be interpreted differently by each individual, won’t this skew the results in the end? True enough — but this can easily be solved with the introduction of a tone standardized ‘scorecard’ that is consistently applied to each story.

These scorecards can really vary, depending on the type of analysis you want to deliver in the end. Many organizations will chose to tone stories by ranking them as positive, neutral or negative.

The use of these 3 words alone is where subjectivity problems can creep in. Along with team brainstorming and training sessions on how tone can be applied, one quick fix is to use the C.B.S. Scorecard instead:

Use Critical (in place of Negative.)
Use Balanced (in place of Neutral)
Use Supportive (in place Positive)

After reading an article, it is much easier to answer the question “Was that story critical, balanced, or supportive of our organization?” Instead of: “Was that story negative, neutral or positive?”

When it comes to tone it won’t always be black or white, but I’d rather leave the grey zones to a trained communications professional rather than to the guesswork of a software application.

When it comes to tone it won’t always be black or white, but I’d rather leave the grey zones to a trained communications professional rather than to the guesswork of a software application.

Beyond the ranking of articles by tone using the C.B.S. Scorecard, other metrics and meanings can be used in tandem to create and even stronger analysis. The following scorecard uses a scorecard range, from – 5 to + 5, to provide a more in depth analysis.

Rating Criteria
+5 Supportive Mention + four of the following: Key Message; Interview; Photo; Call To Action
+4 Supportive Mention + three of the following: Key Message; Interview; Photo; Call To Action
+3 Supportive Mention + two of the following: Key Message; Interview; Photo; Call To Action
+2 Supportive Mention + one of the following: Key Message; Interview; Photo; Call To Action
+1 Supportive
0 Balanced
-1 Critical
-2 Critical Mention + one of the following: Negative Executive Mention, Positive Competitor Mention; Consumer Direct Complaint; Ongoing Issue
-3 Critical Mention + two of the following: Negative Executive Mention, Positive Competitor Mention; Consumer Direct Complaint; Ongoing Issue
-4 Critical Mention + three of the following: Negative Executive Mention, Positive Competitor Mention; Consumer Direct Complaint; Ongoing Issue
-5 Critical Mention + four of the following: Negative Executive Mention, Positive Competitor Mention; Consumer Direct Complaint; Ongoing Issue

Once each story is toned, the rest of analysis can be automated by your software solution. The tone can be used independently to determine the success of the campaign by percentage of C.B.S. stories, but the tone can also be used alongside the rest of the analysis to identify possible media bias or problem areas by region or publication. The media is always analyzing your organization…why not return the favour?

New media monitoring and analysis technologies are certainly changing the face of media relations activities and provide immense return on investment, but determining the impact of a news story on your organization should be kept in human hands for the time being.

7 Precautions That Ought To Be Taken With Apettite supressant 37.5 milligrams Weightloss Pills

Diet Pills have become common appetite suppressant supplements, that has proven it to be greatly effective for weight loss programs. It features a exclusive means of taking care of obesity by curbing appetite spent some time working miracles rolling around in its customers. With minimal appetite you are taking smaller quantity of calories, which experts claim signifies that you get using the added calorie consumption from a bodies’ fat supplies. When we consider the current circumstance many of us are snappy in their day-to-day pursuits and they don’t get time and energy to have healthy diet and to execute typical physical exercises. In this case Apettite supressants 37.5 mg slimming capsules from  helps in controlling hunger and will be staying away from the fast foods.
It is different from other diet pills meaning it also will provide you with some souped up that is vital to make your evryday work around the house and business office. Therefore and your energy ranges up, it contributes greatly you in using the excess fat saved in human body. This weight loss pill works as a rapidly fat reduction pill which demonstrates its results in a quite short time. It works to begin with by stabilizing the body weight and after that by reduction of it.
The use is based seen on the prescribed of the medical expert. You ought not get an extreme measure from it without consulting your doctor as over dose may lead to critical health problems. It is utilized as both small-term and extended-time period medicine to treat weight problems, typically combined with diet plan and conduct amendment.
Safety measures even though having Tablets:
1. Absorb it the day to suppress how you feel of hunger  2. Take it on an empty stomach prior to breakfast once daily 3. Go on it having a complete goblet of water  4. Advisable to get it all together without having to break or chewing named  5. Apettite supressant 37.5 milligram from  dosage mustn’t be more than doubled for any missed medication dosage or loss of effect  6. Take it at the very least 6 to 14 hours before going to bed in order to avoid slumber decline  7. It is not created for kids under the age of 16 or for older adults  It’s basically nothing more than diet, so there isn’t any part-outcomes of this slimming pill. It responds to your neurological system, exciting it in order to alter the substances inside your brain that control hunger.

Things Go Easier when I Got Some Extra Care and Support

Things Go Easier when I Got Some Extra Care and Support

I was on pins and needles all throughout my pregnancy. I know that billions of women before me have been pregnant and had children, but I feared every moment of it. The thought of having a tiny human inside of me that I was responsible for scared me to death. I also didn’t feel like I was getting enough support from my physician for all the aches and pains I was having, so I started looking for a San Francisco Chiropractor to go to as well. I figured that, between the two of them, I would have better support. It worked out really well, and surprisingly enough, I felt cared for when I got chiropractic help.

The start I was very overweight when I was hearing. I’m still a little overweight, but I’m only responsible for my own body and not another little body when I’m not pregnant. But by the time that I learned that we were having a baby, it was a little too late for me to work out. I feared that my being very heavy would affect the baby in some way. Well, it turned out that I provided her with lots of extra cushioning, and the only real negative affect was how I ached day after day. Because I was so out of shape, my stomach muscles and back ached every day starting from month 6. The extra weight on me was a really big strain.

The chiropractor taught me that I could get some exercise in even when you are carrying a baby. She helped me to strengthen my back so that I could carry much more easily. He also taught me to calm down and think about doing yoga and meditation each day to help put my mind more at ease. He shared a lot of stories about when his wife was with child as well, and that also helped me.

Getting Word of Mouth Started: New Book PR Method

Authors and business people often go to extremes to publicize their book or product launch. Sometimes, the most successful method can appear in front of them. Take for example, book publicity. It is the one of the toughest cases to crack. Each year, at least 50,000 authors are published in the United States. Tens of thousands of authors publish electronic books. Most fail to get noticed. Very few achieve any of their goals as authors – to build up readership.

Here’s a way to get the word out and polish off your book before it hits the stores: sampling. Major corporations utilize focus groups, pollsters and other marketing experts to build up their brand name. This is similar to planting seeds to get a garden or orchard to grow. The more seeds you plant, the better your chances to grow vegetables or apple trees. As an author, you can use sampling or “seeding,” to build up awareness of your book. During the publishing process, we discovered a clever way to attract readers, and at the same time, we can upgrade our book.

Having been through the publishing process for many decades, we experimented with what every author secretly fears: a peer review. But, we did it with a twist. Instead of waiting until the book is published to read the reviews, we posted the book on our website to accept all criticism in advance. We called this a “Public and Peer Review” of our book, entitled “Investing in the Great Uranium Bull Market: A Practical Investor’s Guide to Uranium Stocks.”

Before posting the first eight chapters of the electronic version of this book, we notified subscribers, several days earlier, that the book would be available on June 18th at 11:59 P.M for Open Review. In the email notification, we included a reminder to “tell a friend” about the book’s pre-publication.

By the time this book was ready to be electronically published, our large number of subscribers had jumped by nearly 10 percent! In less than one week, we had gained more new subscribers than we had in the previous few months. Our Alexa rating, for the week had also jumped ahead of nearly 1 million other websites. The one-week draw from the email notification had also increased the 3-month average by 267 percent!

This marketing opportunity provided us with greater readership. It might now offer us a broader range of opinions, helping us improve the book. Hopefully, there will be those annoying copy editor types, who will help point out grammar, spelling and punctuation errors. Previous tests, similar to this, have also drawn experts from the industry we have written about. This adds more texture to our research, and ultimately creates a better product for our readers.

Stay tuned for our next publicity surprise, after we review the success of our public and peer review. The key is to plan out a series of teasers to keep drawing visitors to your website and intelligently persuade them that your book is something they absolutely have to read.

Selecting A Family Travel Destination: No Need To Forgo Hip Or Charm

Small hotels are adapting to family needs, and becoming an attractive alternative to resorts and large hotel chains.

Out of guilt or a need to maximize the amount of time we spend with our children, we have convinced ourselves for years that a family vacation requires sacrificing the interests of the parents to satisfy the needs of the kids. Thus whether traveling half way around the world or driving a mere two hours from home many of us are heading to the same location: a child-friendly resort.

This need not to be the rule. Many independent hotels and lodges have discovered how to make an adult environment work for kids and may be more child welcoming than those that bill themselves as child-friendly.

Not surprisingly, smaller hotels, inns and lodges – many of them luxurious – are leading the pack. The atmosphere is cozy and the service, more personalized. In addition, your family will probably get more exposure to the local culture – not to mention cuisine – in a smaller hotel than is possible in a big international resort.

Children profit the most. Many cultures embrace kids. Thus a large part of the experience in countries such as Argentina and Turkey is the interaction with the locals. Exploring other cultures provides children with a unique education; it broadens their horizon and helps them to learn more about life.

Things to keep in mind

• Some smaller hotels may not offer round-the-clock service or traditional in-room services, such as minibar, tv and video games but are likely to be more spontaneous, warm your baby’s bottle with a smile or offer your child a dish that is not on the menu.

• Children’s meals may mean that kids are not allowed in the dinning room. Aside from providing parents with a reprieve, kids-only meals usually offer food they like and give them a chance to make new friends.

• No kids clubs. Relax. While it may take a day or two and a bit parental encouragement, kids will rediscover how easy it is to make friends and create fun, on their own.

• If the environment is relaxed, children will be relaxed as well.

• In a smaller hotel, you are likely to feel comfortable allowing your kids to explore on their own.

Rules of thumb

• Review the hotel’s website. Find out if it belongs to a local or an international association. Is it recommended by your travel agent or a leading tour operator? Has it been rated?

• If the website does not mention children, they may not be welcome. A telephone call or email will avoid unwanted surprises.

Selecting The Destination For Boat Travel

Once you have decided that you would be taking a holiday on a cruise, sailing through small cities and ports, your next step would be to decide on which cruise you should opt for. One is spoilt for choice with the luxurious spread of boat trips that one can choose from. Knowing about a few simple trends and measures, could help you choose that perfect ship which would be ideal in every respect for you and make your journey a memorable one.

Decide on the time span of your boat travel. Do not plan a long voyage if you have little time available on hand. Visiting one or two ports over a period of three to four days could be cheap. Fellow passengers on such cruises are likely to be youthful, partying kinds. Short, week-long cruises are more popular, and comparatively cheaper, they usually visit more ports of call. However, seven days, can pass by soon and you might still have fellow passengers who are party animals. Cruises which are longer than a week visit more ports of call and in locations more exotic, like the Mediterranean or the South of America, though your co-passengers are likely to be more restrained. The cost and time involved in such cruises hamper more people from opting for them.

While making your decision, do keep in mind your budget. You have a large range to choose from and you are sure to find one that fits your choice. Web sites and travel agents could offer you great deals at low prices. Be aware of port, cruise cancellation insurance, and airfare charges and whether your cruise is charging you for them or not.

Apart from time and money there are other factors which you should consider before selecting on something suitable. Time of travel, ability to carry out your hobbies, and the number of ports you want to visit, should also be considering factors. There is nothing as frustrating as being stuck at sea, while you are sailing past through beautiful islands. Some places are easily accessible and sometimes more popular during the winter; Mexico, the Caribbean, and the Panama Canal, are such destinations; but visitors should be careful of hurricane seasons. Again European and Alaskan cruises are usually not available during winter months.

Incase you have other preferences apart from that of money, time and itinerary; consider them before you zero in on a particular choice. Though differences between different vessels have been lessened over time, there are a few which are better and much more luxurious than the others. Evaluations of cruise ships are available online as well as in travel journals, ask your travel agent or talk to friends.

As a conclusion, remember that, scouring the available options for your next cruise however is not the time to give up what you actually want; be it an opportunity to watch whales in Alaska or have your hair braiding done in Nassau.